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Understanding Fees

How Anton Payments pricing works, including fee types, previewing costs, and fee bearer options.

Written by Ryan O
Updated today

How Pricing Works at Anton

Anton Payments offers transparent, configurable pricing for cross-border payouts. Your pricing plan determines the fees applied to each payout based on the corridor, currency, and payment method used. This article explains the fee types available and how to preview costs before sending a payout.

Fee Types

Anton supports four fee structures. Your account may use one or a combination depending on your pricing plan.

  • Fixed β€” A flat fee is charged per payout, regardless of the amount. For example, a $2.00 fee on every transaction.

  • Percentage β€” A percentage of the payout amount is charged as the fee. For example, 0.5% of the payout value.

  • Hybrid β€” A combination of a fixed fee plus a percentage. For example, $1.00 + 0.25% of the payout amount.

  • Tiered β€” Volume-based brackets where the fee rate changes based on your monthly payout volume. Higher volumes typically result in lower per-transaction fees.

Viewing Your Pricing Plan

You can review your current pricing plan in two ways:

  • Merchant Portal: Navigate to Settings > Pricing to see your fee schedule broken down by corridor and payment method.

  • API: Send a GET /v1/pricing request to retrieve your pricing configuration programmatically.

Previewing Fees Before Sending

Before submitting a payout, you can preview the exact fees that will be applied by using the fee quote endpoint:

POST /v1/pricing/quote

Include the payout amount, source currency, destination currency, and payment method in your request. The response will return the calculated fee, the exchange rate (if applicable), and the total cost to you or your payee.

This is especially useful when building user-facing interfaces where you want to display the total cost before confirmation.

Fee Bearer Options

Anton supports two fee bearer configurations:

  • Merchant pays: The fee is deducted from your balance. The payee receives the full payout amount.

  • Payee pays: The fee is deducted from the payout amount. The payee receives the payout minus the fee.

Your default fee bearer setting is configured in your pricing plan, but it can also be specified per payout at the time of submission.

FX Markup

For payouts that involve currency conversion, Anton applies a foreign exchange markup built into the exchange rate. The markup is expressed in basis points (bps) and is visible in your pricing plan. For example, a 50 bps markup on a mid-market rate of 1.1000 would result in an effective rate of approximately 1.0945.

The FX markup is always disclosed in fee quote responses, so you can see exactly what rate is being applied before confirming a payout.

Next Steps

To understand which currencies, countries, and payment methods are available for your account, see Supported Countries & Currencies and Supported Payment Methods.

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