Overview
Before you can send payouts, your Anton Payments account needs to hold funds in the relevant currencies. This article explains how to fund your account and what to expect during the deposit process.
How to Fund Your Account
In production, you fund your Anton account via wire transfer. The process works as follows:
Get your deposit details. Log into the merchant portal and navigate to Account or Balances. Your unique deposit details are displayed, including the bank name, account number or IBAN, and any reference codes required.
Initiate a wire transfer. From your business bank account, send a wire transfer to the deposit details provided. Include the reference code in the transfer description to ensure your deposit is matched to your account.
Funds arrive. Once Anton receives and processes the incoming transfer, your available balance is credited in the corresponding currency.
Viewing Deposit Details
Your deposit details (including IBAN or account number) are available in the merchant portal under Account Settings. These details are unique to your merchant account and should be used for all incoming deposits.
If you need deposit details for a specific currency, contact the Anton Payments team for instructions on funding in that currency.
Processing Times
Deposit processing times depend on the transfer method and source:
Domestic wire transfers -- Typically credited within 1 business day.
International wire transfers (SWIFT) -- Usually 1 to 3 business days depending on intermediary banks.
SEPA transfers -- Typically same-day or next business day within the EU.
Processing times may vary based on your bank, the time of day the transfer is initiated, and any intermediary banks involved.
Sandbox Funding
In the sandbox environment, your accounts are pre-funded with test balances in multiple currencies. No manual funding is required for testing. If you need additional test funds, you can request a balance top-up through the sandbox controls in the merchant portal.
Minimum Deposits
There is no minimum deposit amount, but your bank may have its own minimums for wire transfers. Check with your bank for any applicable thresholds or fees.
Important Considerations
Reference codes: Always include the reference code provided in your deposit details. This ensures your deposit is matched to your account promptly.
Currency matching: Deposits are credited in the currency they are received in. If you send USD, your USD balance is credited. For multi-currency funding, initiate separate transfers in each currency.
Confirmation: You will see the deposit reflected in your balance once it has been processed. Check your balance via the portal or the
/v1/balancesAPI endpoint.